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$10,000 for 33" long fingernails lost in car accident???

When someone is injured in a car wreck that was caused by someone else, the not-at-fault person is entitled to be compensated for her personal injuries and property damages.  Here, however, is a very unusual case.  Lee Redmond, a 67-year-old woman from Salt Lake City, Utah, was injured in a four-car pileup accident and was taken to the hospital for treatment.  What makes this case so unusual is that Redmond held the record for having the world's longest fingernails.

Unfortunately, her nails were broken in the car accident.  Some years ago, she had declined an offer to trim her nails for $10,000. The article does not mention whether she suffered any injury to her body. 

One wonders how an insurance company would handle this case.  Were her fingernails property damage or personal injury?  After all, they were part of her body.  And, how would the insurer value something as ordinary as fingernails -- even if they were 33 inches long?

Thanks to my friend Kenny Christensen in Utah for letting me know about this unusual case!  I would love to hear from Virginia insurance adjusters about how they would value this case.