Blogs

Even people who own very expensive cars can have no auto liability insurance

So, you may think if you are hit and injured by someone driving a $140,000 Mercedes Benz that at least THEY must have enough insurance to cover your injuries.  THINK AGAIN.

This article from the Insurance Journal about Plaxico Burress is a perfect example about why you need to be the one to take care of yourself and your family -- with uninsured motorist coverage with limits high enough to protect you in case the driver who hits and injures you, even a really rich person, is uninsured.

Anybody can get into a car accident, and anybody can get into a car accident with someone who is not insured.  Burress's insurance company said his coverage lapsed -- ran out -- three days before the accident because he did not pay his premium.

i have written and talked a lot about the importance of uninsured motorist coverage on your automobile insurance policy.  It's the most important protection you can buy.  If you are walking down the street and are hit by an uninsured driver, uninsured motorist coverage provides protection.  If you are on a motorcycle and are hit by an uninsured dirver, it provides protection.  If you are a passenger in a car that is hit by an uninsured driver, it provides protection.  If you are hit by a drunk driver who is uninsured, it provides protection.  And, much more.

Call our office to get a copy of our free report, 703-273-9500, or go to our website and ask for a copy. 

Don't count on your medical insurance to cover your serious condition

Check out my blog today on why health insurance may not be of much help if you have a serious medical condition.  Motorcyclists often suffer far more serious injuries than do people in cars and trucks, so having enough insurance is crucial.  Read our special report on why you need the highest possible limits on uninsured/underinsured motorist coverage on your motor vehicle policies.