
Q: How is the market value of my car determined?
A: You are entitled to recover the “fair market value” or “actual cash value” your vehicle had immediately before the accident. One common source used to estimate fair market value is the Kelley Blue Book. Other sources of information are the local newspaper or the Auto Trader, which may list the for-sale prices of cars of the same make, model, and year as yours. Occasionally, an expert vehicle appraiser is used to help prove the value of your vehicle.

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I was in an accident, and my airbags deployed. I have a few bruises but otherwise feel okay. Should I still go to a doctor?
I was recently in a car accident. I haven't been to the doctor, but I'm beginning to feel sore and stiff. Should I go to the doctor now even though it's been several days since the accident?