Frequently Asked Questions

Q: How much car insurance do I really need?

A: As much as you can afford to buy! The most important coverage you can buy to protect your family is uninsured (UM)/underinsured (UIM) coverage. It protects you and your family in case someone without insurance (or with very little insurance) hits and injures you or a family member.

You will be surprised at how little it costs to increase your policy limits to even $1 million.

We have written a report about UM/UIM coverage that is in the Library of our website.